If you’ve found yourself watching the markets lately with a tight chest and a growing sense of “Should I change my investment strategy?”—you’re not alone. Economic uncertainty, inflation, interest rate shifts, and election-year headlines can turn even the most disciplined investor into a ball of nerves. And if you’re in or near retirement, that unease hits a little differently. But here’s the thing: anxiety doesn’t have to drive your decisions—strategy should.
LaTour Asset Management of Springfield helps clients replace emotion with clarity—especially when the market feels unpredictable. We build resilient financial plans that stand the test of time, even when markets don’t. So, what can you do when the financial world feels shaky?
- Don’t Hit the Panic Button—Review Your Plan Instead
When markets drop, the knee-jerk reaction is to do something. But often, the smartest move is to revisit your plan—not rewrite it.
- Are your investments aligned with your retirement timeline?
- Is your risk tolerance still accurate for where you are today?
- Does your current strategy account for income, not just growth?
If the answer to those questions is unclear, we can help. In fact, that’s one of the first things we walk through with our clients in Springfield—a comprehensive strategy checkup.
- Build (Or Rebalance) a Diversified Portfolio
Volatility isn’t new, but 2025’s market conditions call for a portfolio that’s built to flex. Diversification is one of the most effective ways to soften the blow of a turbulent market.
- Stocks? Sure—but also the right mix of bonds, alternatives, and fixed income.
- Annuities or CDs? Maybe—but not without understanding your full financial picture.
- Roth or Traditional IRAs? That depends on tax strategy, not just age.
And if you’re not sure where you stand on any of this, that’s exactly what we’re here for.
- Consider a Roth Conversion While Markets Are Down
It may sound counterintuitive, but market downturns can actually create tax-saving opportunities—if you know how to spot them. One example? A Roth conversion.
- When your IRA balance is lower due to market dips, converting means paying less in taxes now.
- Future growth happens tax-free, giving you flexibility in retirement.
- But the timing has to be right—and that’s something we guide our clients through one-on-one.
For Springfield investors wanting to make tax-smart moves, this can be a powerful lever—especially if you expect taxes to rise in the coming years.
- Reevaluate Your Retirement Income Plan
Feeling uneasy about your future often boils down to one question: Will I have enough for a comfortable retirement? At LaTour Asset Management of Springfield, we help our clients turn that question into a confident answer – “Yes”—not through guesswork, but through carefully structured income planning.
- We help you map out sustainable withdrawals across accounts.
- We look at guaranteed income options like annuities that protect against market losses.
- We stress-test your plan against worst-case scenarios—so you know it holds up.
That’s not just peace of mind. That’s total retirement confidence.
- Lean Into Local, Long-Term Support
We’re not a call center. We’re not a faceless financial firm. We’re right here in Springfield, sitting down with our clients year after year—through bull markets and bear markets alike.
Our job isn’t to sell products. It’s to build relationships rooted in trust, transparency, and long-term vision. Whether you’re rolling over a 401(k), planning your IRA distributions, or just wondering what’s next, we’re here to help.
Discover Security No Matter What the Market’s Doing—Call Us Today
Feeling uneasy is normal. Acting out of fear doesn’t have to be. With the right partner—and the right strategy—you can stay focused, stay grounded, and stay confident about your financial future.
LaTour Asset Management of Springfield offers retirement-focused planning designed to weather uncertainty and keep you on track. If you’re ready for a second opinion—or simply a steady voice in a noisy market—reach out today for a no obligation consultation. It’s time to replace anxiety with answers. Call us at (877) 888-5724 and let’s craft a strategy that works for your future—no matter what the market’s doing.
